Business Analyst

Introduction

As a Senior consultant with IBM Payments Centre, you directly help clients transform their business requirements into well maintained document and assisting in solving complex problems. You will be responsible for analysing business needs, translating them into detailed requirements, and collaborating with development teams to ensure successful implementation of payment solutions.

They leverage their deep industry knowledge and technical expertise to guide clients through complex challenges related to payment systems, processing, and innovation. This role often involves a combination of consulting, project management, and technical leadership, requiring strong communication and problem-solving skills.

Your Role And Responsibilities

Core Responsibilities

• Deep Industry Knowledge: Consultants at this level possess a strong understanding of the payments landscape, including trends, technologies, and regulatory requirements.
• Client Engagement: They work closely with clients to understand their needs, develop tailored solutions, and guide them through implementation.
• Technical Expertise: Depending on the specific role, this could involve expertise in areas like payment processing platforms (e.g., Base-24), transaction switching, or emerging technologies like blockchain and digital payments.
• Project Management: Consultants at this level may lead or contribute to projects, requiring strong organizational and project management skills.
• Communication and Collaboration: Effective communication, both written and verbal, is essential for interacting with clients, team members, and stakeholders.
• Problem-Solving and Solution Design: Consultants analyse complex problems, design innovative solutions, and guide clients through implementation.
• Business Development: In some cases, consultants may also be involved in business development activities, identifying new opportunities and contributing to sales efforts.
• Leadership: This role can sometimes involve managing a team or leading workstreams, requiring strong leadership and team-building skills.
• Stakeholder Management: The ability to manage and influence stakeholders at various levels within the organization is crucial.
• Business Acumen: A solid understanding of business principles and financial concepts is helpful for making informed decisions and providing valuable insights.
  
  

Preferred Education

Master's Degree

Required Technical And Professional Expertise

• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Experience in the payment domain, particularly with card payments or merchant acquiring.
• Proficiency in business analysis methodologies and tools.
• Ability to work independently and as part of a team.
• Experience with Agile development methodologies is often preferred.
• Expertise in domestic payments such as Batch Payments, RTGS, RTPs, SWIFT CBPR+, SEPA with exposure to ISO 20022.
  
  

Preferred Technical And Professional Experience

Proficient in data analysis, understand payment systems and processes, and be able to manage projects effectively

• Proficiency in databases (like SQL)
• Understanding of system integration from Banking practices perspective
• The ability to analyze complex problems, identify root causes, and propose effective solutions is paramount.
• Knowledge of Power BI would be an added advantage.