Back End Developer - Django

JD

Responsibilities:-

• Design and Development: Architect and implement a Django-based backend system, including core models, views, and APIs for functionalities such as user registration, document uploads, eligibility checks, loan disbursement, repayment tracking, and agreement generation.
• Maintenance and Optimization: Regularly update and maintain the application, including debugging, performance tuning, and integrating new features like SMS notifications, promotional campaigns, and external API endpoints (e.g., for credit checks or banking verifications).
• Integration and Security: Incorporate third-party services for KYC (e.g., address, DOB, and name validation), credit analysis (e.g., CIBIL-like checks), and secure database connections (using certificates for SQL databases). Ensure compliance with data privacy standards and implement brute-force protection and decorators for API security.
• Deployment and Scaling: Manage deployment configurations using tools like uWSGI, handle cron jobs for scheduled tasks (e.g., overdue charges, notifications), and optimize for high-traffic scenarios in a financial context.
• Testing and Documentation: Write unit tests, maintain code quality, and document the codebase, including models for loans, users, devices, and referrals. Collaborate on merging accounts and updating statuses for disbursements and repayments.
• Collaboration: Work with cross-functional teams to integrate frontend components, handle customer support features, and incorporate machine learning analysis for risk assessment.

Requirements:-

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.
• 5+ years of professional experience in Python and Django development, with at least 3 years focused on DRF for building RESTful APIs.
• Proven track record of developing and maintaining complex web applications, preferably in fintech or e-commerce domains involving user data, payments, and compliance.

Tech Stack:-

Technical Proficiency:

• Expert in Django ORM, models, views, and admin panels.
• Strong with REST APIs, including authentication, decorators, and endpoint management.
• Experience with database management (e.g., PostgreSQL or MySQL with SSL certificates) and scripting for tasks like XML parsing, checksums, and invoice generation. 
• Familiarity with deployment tools (uWSGI, NGINX) and version control (Git, including submodules).

Domain-Specific Knowledge:

• Understanding of financial workflows, including KYC processes, credit scoring, loan agreements, and repayment systems.
• Experience with integrations for SMS APIs, promotional codes, referral systems, and external services (e.g., Google Sheets, COVID-19 APIs, or banking APIs).

Soft Skills:

• Excellent problem-solving abilities, with a focus on secure and efficient code.
• Ability to work independently on scripts for automation (e.g., cron jobs, eligibility checks) and collaborate in an agile environment.

Preferred:

• Knowledge of machine learning for analysis (e.g., ML-based eligibility).
• Experience with static assets, templates (e.g., HTML for payments, errors), and handling binary files like PDFs or images.