Back End Developer

Overview

About WeRize

Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building India’s largest full stack fintechplatform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd).

This customer segmentis not served by privatesector banks, Insurersand Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property , health and life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans,savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need properguidance and support when purchasing the right financial products for themselves. So, a pure digital model doesn’t work for this segment. WeRize has innovated on this front through its ‘Finance ki online dukaan (Social Shopify of Finance)’, a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide after sales support.These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions

.
Our social distribution platform supported by financially literatefreelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when comparedto upper income customers in metros and hence pure digital CAC doesn’t workfor this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-fieldteams/branches to manage freelancers in every city. That resultsin very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousandsof freelancers in 5000+ citiesonly through its tech platform and without any feet-on-street team of its own. This results in highly profitable business model for Weriz

e.
To know more about the company, please visit: https://www.werize.

com
Role Descript

ion:As an Backend Engineer, you’ll play a key role in designing, building, and maintai

ningscalable backend systems. You’ll collaborate closely with Product, Design, and other enginee

ringteams to deliver features and enhancements that meet business and user needs with high qual

ity.
Key Responsibili

• ties:Design, develop, and deploy scalable backend services, APIs, and microserv
• ices.Write clean, modular, and maintainable code with a focus on performance and reliabi
• lity.Own end-to-end feature development from technical design to deploy
• ment.Collaborate with cross-functional teams to translate business requirements into technical solut
• ions.Participate in code reviews, design discussions, and architecture plan
• ning.Monitor, troubleshoot, and optimize backend performance in production environm
• ents.Contribute to improving engineering practices, automation, and CI/CD proce

sses.
Attributes we are lookin

• g for:3–6 years of hands-on experience in backend develo
• pment.Proficiency in Java, Spring Boot, or similar backend frame
• works.Solid understanding of data structures, algorithms, and design pat
• terns.Experience working with RESTful APIs, SQL/NoSQL databases (e.g., MySQL, PostgreSQL, Mon
• goDB).Familiarity with cloud platforms like AWS, GCP, or
• Azure.Strong problem-solving skills and ability to work in a fast-paced, agile enviro
• nment.Startup or fintech experience is highly desi

rable.