Data Scientist 3-Digital Banking Kotak 811-Regional Sales

About Us: Data Scientist – 3 – Kotak811 Kotak811 is a Neobank incubated by Kotak Mahindra Bank, with a view of providing completely digitized banking services in the convenience of the customer’s mobile phone. 811 is an early mover in the Indian fintech space that started off as a downloadable savings bank account in 2017, post demonetization, when India took one step closer to a digital economy. The Data Scientist-3 in Bangalore (or Mumbai) will be part of the 811 Data Strategy Group that comprises Data Engineers, Data Scientists and Data Analytics professionals. He/she will be associated with one of the key functional areas such as Product Strategy, Cross Sell, Asset Risk, Fraud Risk, Customer Experience etc. and help build robust and scalable solutions that are deployed for real time or near real time consumption and integrated into our proprietary Customer Data Platform (CDP). This is an exciting opportunity to work on data driven analytical solutions and have a profound influence on the growth trajectory of a super fast evolving digital product. Key Requirements of The Role Advanced degree in an analytical field (e.g., Data Science, Computer Science, Engineering, Applied Mathematics, Statistics, Data Analysis) or substantial hands on work experience in the space 7 - 10 Years of relevant experience in the space Expertise in mining AI/ML opportunities from open ended business problems and drive solution design/development while closely collaborating with engineering, product and business teams Strong understanding of advanced data mining techniques, curating, processing and transforming data to produce sound datasets. Strong experience in NLP, time series forecasting and recommendation engines preferred Create great data stories with expertise in robust EDA and statistical inference. Should have at least a foundational understanding in Experimentation design Strong understanding of the Machine Learning lifecycle - feature engineering, training, validation, scaling, deployment, scoring, monitoring, and feedback loop. Exposure to Deep Learning applications and tools like TensorFlow, Theano, Torch, Caffe preferred Experience with analytical programming languages, tools and libraries (Python a must) as well as Shell scripting. Should be proficient in developing production ready code as per best practices. Experience in using Scala/Java/Go based libraries a big plus Very proficient is SQL and other relational databases along with PySpark or Spark SQL. Proficient is using NoSQL databases. Experience in using GraphDBs like Neo4j a plus. Candidate should be able to handle unstructured data with ease. Candidate should have experience in working with MLEs and be proficient (with experience) in using MLOps tools. Should be able to consume the capabilities of said tools with deep understanding of deployment lifecycle. Experience in CI/CD deployment is a big plus. Knowledge of key concepts in distributed systems like replication, serialization, concurrency control etc. a big plus Good understanding of programming best practices and building code artifacts for reuse. Should be comfortable with version controlling and collaborate comfortably in tools like git Ability to create frameworks that can perform model RCAs using analytical and interpretability tools. Should be able to peer review model documentations/code bases and find opportunities Experience in end-to-end delivery of AI driven Solutions (Deep learning , traditional data science projects) Strong communication, partnership and teamwork skills Should be able to guide and mentor teams while leading them by example. Should be an integral part of creating a team culture focused on driving collaboration, technical expertise and partnerships with other teams Ability to work in an extremely fast paced environment, meet deadlines, and perform at high standards with limited supervision A self-starter who is looking to build grounds up and contribute to the making of a potential big name in the space Experience in Banking and financial services is a plus. However, sound logical reasoning and first principles problem solving are even more critical A typical day in the life of the job role: 1. As a key partner at the table, attend key meetings with the business team to bring in the data perspective to the discussions 2. Perform comprehensive data explorations around to generate inquisitive insights and scope out the problem 3. Develop simplistic to advanced solutions to address the problem at hand. We believe in making swift (albeit sometimes marginal) impact to business KPIs and hence adopt an MVP approach to solution development 4. Build re-usable code analytical frameworks to address commonly occurring business questions 5. Perform 360-degree customer profiling and opportunity analyses to guide new product strategy. This is a nascent business and hence opportunities to guide business strategy are plenty 6. Guide team members on data science and analytics best practices to help them overcome bottlenecks and challenges 7. The role will be an approximate 60% IC – 40% leading and the ratios can vary basis need and fit 8. Develop Customer-360 Features that will be integrated into the Customer Data Platform (CDP) to enhance the single view of our customer Website: https://www.kotak811.com/