Principal Software Engineer - Java

FC Global Services India LLP (First Citizens India), a part of First Citizens BancShares, Inc., a top 20 U.S. financial institution, is a global capability center (GCC) based in Bengaluru. Our India-based teams benefit from the company’s over 125-year legacy of strength and stability. First Citizens India is responsible for delivering value and managing risks for our lines of business. We are particularly proud of our strong, relationship-driven culture and our long-term approach, which are deeply ingrained in our talented workforce. This is evident across all key areas of our operations, including Technology, Enterprise Operations, Finance, Cybersecurity, Risk Management, and Credit Administration. We are seeking talented individuals to join us in our mission of providing solutions fit for our clients’ greatest ambitions.

Job Description

Value Preposition

As a Principal Software Engineer, you act as a technical leader, bridging business needs with technical solutions in a global environment. You collaborate with various stakeholders to develop and implement efficient, reliable software solutions that align with project goals. Your responsibilities include understanding complex business requirements, leading technical design, and implementation, and mentoring junior engineers.

Job Details

Position Title: Principal Software Engineer

Career Level: P4

Job Category: Assistant Vice President

Role Type: Hybrid

Job Location: Bangalore

About The Team

• You will be part of the Enterprise Fraud Technology team, a motivated and skilled group of engineers, analysts and product specialists focused on implementing solutions that detect and prevent financial crime.
• We collaborate closely with cross-functional teams to build robust and scalable fraud solutions.
• We value precision, accountability, and strong sense of purpose in our work.
  
  

Impact

In this role, you will be responsible for actively preventing and detecting fraudulent activities within the bank, aiming to reduce financial losses, operational expenses, and reputational damage, while ensuring the security of customer assets

Key Deliverables (Duties and Responsibilities)

• Lead technical design and development of software solutions, ensuring they meet project requirements and adhere to best practices.
• Design, develop and maintain end-to-end fraud detection and prevention systems.
• Analyze and translate complex business requirements into a functional system design document.
• Collaborate with cross-functional teams, including other engineers, system analysts, and product managers, to ensure seamless integration and alignment.
• Be responsible for identifying and resolving complex technical issues, ensuring the quality and reliability of the software.
• Technology and system related analysis using knowledge of current applications, interfaces, and data structures to recommend solutions and provide input.
• Configure systems and develop expertise in system functionality and design.
• Understand points of interaction and impact on other systems across the enterprise.
• Design and implement Microservices and APIs to support fraud detection and response.
• Design, develop, and manage automated unit, integration, and acceptance tests.
• Assist in developing and executing test scripts.
• Assist with performing applications changes and configurations.
• Manage the installation of application software patches and upgrades.
• Mentor and guide junior engineers, helping them grow their technical skills and contribute effectively to the team.
  
  

Skills And Qualification

• Understanding of systems design and architecture.
• Hands-on development experience in Java J2EE and SQL applications.
• Strong skills in Spring, Spring Boot, and Spring Cloud.
• Experience in containerization (Dockers, Kubernetes).
• Hands-on experience with relational databases (Postgres, MySQL, Oracle, SQL Server).
• Ability to design applications in AWS and Azure.
• Experience with streaming (Kafka).
• Strong understanding of CI/CD pipelines for automated deployment.
• Strong hands-on expertise in debugging and fixing streaming jobs by reviewing debug logs and configurations.
• Demonstrated experience with Application Servers (Tomcat, Websphere, Jetty, JBoss) and Web Servers (Apache, NGINX).
• Experience with distributed source control systems - Preferably Git.
• Experience with agile methodologies and tools (e. g. JIRA).
• Excellent problem solving and communications skills.
  
  

Qualification

• Bachelor’s in computer science or engineering or related field.
• 12+ years’ experience in full stack software development and maintenance
  
  

Preferred Qualification

• Experience in API, Microservices, DevOps, AWS, Azure and Integrated Solutions.
• Experience with Confluent Kafka and MQ.
• Experience in SDLC and Agile methodologies.
• Experience in payments domain (ACH, Checks, FedNow, RTP, Wires, ISO, etc.,) is a plus.
• Prior financial services or banking experience.
• Experience in industry leading fraud detection, prevention, and analytics solutions.
  
  

Relationships & Collaboration

This role is focused on building and implementing scalable systems by fostering collaboration across different departments. The role involves working closely with technology, operations, and application support teams, as well as partnering with product and business teams to align on goals.

Accessibility Needs

We are committed to providing an inclusive and accessible hiring process. If you require accommodations at any stage (e.g. application, interviews, onboarding) please let us know, and we will work with you to ensure a seamless experience.

Equal Employment Opportunity

FC Global Services India LLP (First Citizens India) is an Equal Employment Opportunity Employer. We are committed to fostering an inclusive and accessible environment and prohibit all forms of discrimination on the basis of gender, religion, caste, disability, sexual orientation, economic status or any other characteristics protected by the law. We strive to foster a safe and respectful environment in which all individuals are treated with respect and dignity. Our EEO policy ensures fairness throughout the employee life cycle.