Principal Software Engineer

Location(s):

• Quay Building 8th Floor, Bagmane Tech Park, Bengaluru, IN

Line Of Business: Insurance(INSURANCE)

Job Category:

• Engineering & Technology

Experience Level: Experienced Hire

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Principal Software Engineer

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.

You will be part of Moody’s Insurance Solutions where we develop cutting-edge software, sophisticated models, and advanced analytics that power risk quantification for the global multi trillion-dollar P&C market. Our solutions enable organizations to better understand and manage the risks of natural and human-made catastrophes, including hurricanes, earthquakes, floods, wildfires, terrorism, cyber threats, climate change, and pandemics. We are seeking individuals driven by a deep enthusiasm for high-performance cloud computing, advanced data analytics, AI/ML, and the pursuit of groundbreaking innovations in model science to solve critical real-world problems

Role/Responsibilities

As a Principal Software Engineer, you will:

• Define and execute multi-year, multi-team technical strategies with measurable business impact

• Deliver large-scale, high-stakes projects, managing complexity and ambiguity while exceeding quality standards

• Drive alignment across teams and the broader organization to prioritize impactful outcomes for customers

• Exercise sound technical judgment to influence roadmaps and strategic decisions across teams

• Mentor engineers across teams, providing guidance, coaching, and fostering a growth mindset

• Build and maintain robust software architectures with flexibility for scaling and new use cases

• Act as a role model, demonstrating technical excellence, collaboration, and Moody’s core values

• Lead by example in embracing ambiguity, fostering innovation, and driving change management initiatives

• Create and implement solutions that optimize for both immediate and long-term organizational needs

• Engage in technical and non-technical decision-making, balancing diverse viewpoints and achieving consensus

• Anticipate and address technical challenges while managing risks proactively

• Develop and communicate clear narratives to influence stakeholders and drive effective decision-making

• Partner with product teams to align technical trade-offs with customer value delivery

• Lead technical discussions, reviews, and documentation to ensure design quality and alignment with strategy

Qualifications

• 12+ years of hands-on experience as a seasoned software engineer, with a proven history of delivering high-impact, multi-team technical projects with significant business outcomes.

• Bachelor's or master's degree in computer science, Engineering, or a related discipline-or equivalent professional experience

• Proficiency in one or more of the following programming languages: Java, Scala, C#, C++, or Python

• Experience dealing with both relational databases (Postgres, MySql , Sql Server, or Oracle) and NoSql data stores at scale

• Experience in developing production-quality RESTful APIs and Microservices, with a focus on scalability and robustness

• Familiarity building cloud-native applications with Docker & Kubernetes as well as on-prem software solutions

• Comprehensive understanding of data structures, algorithms, and complexity analysis

• Strong problem-solving skills, demonstrating creativity and technical insight to navigate complexity

• Solid grasp of software design principles, coding & architectural best practices, and writing well-tested high-quality code

• Advanced knowledge of multi-threading, memory management, and query processing

• Keen interest in ensuring application scalability, availability, reliability, security, and cost-effective execution

• Resilience and adaptability in navigating organizational and technical change

• Deep knowledge of testing strategies and system health maintenance for complex systems

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.