
Overview
Project description
We are looking for a detail-oriented and experienced QA Engineer to join our team for validating and ensuring the quality of Experian PowerCurve (PCC) implementations and related banking workflows. The ideal candidate will have a strong background in manual testing, a solid understanding of loan origination, financial hardship processes, and customer communications workflows in the banking domain.
Responsibilities
Analyse business and functional requirements related to hardship cases, loan restructures, and Customer communication logic in Experian PowerCurve.
Design, write, and execute test cases, test scenarios, and data validation scripts for PowerCurve workflows.
Validate automation logic around:
Communication suppression (email/SMS/letter)
Loan restructuring and hardship arrangements
Workflow routing based on customer status (arrears, restructure, probation, delinquency)
Perform detailed regression, UAT, and system integration testing.
Database testing to validate data flow to downstream PCC tables.
Strong proficiency in SQL (joins, subqueries, aggregations, DML & DDL commands) and Ability to write ad-hoc SQL queries for validating test results.
Experience with SQL Server Management Studio (SSMS) or equivalent tools.
Raise, track, and validate defects using tools such as JIRA, qTest or ALM.
Collaborate closely with Business Analysts, Developers, and Business Stakeholders to ensure full coverage of test cases.
Prepare daily/weekly status reports, test summaries, and contribute to go/no-go decisions.
Participate in Agile ceremonies including backlog grooming, sprint planning, and retrospectives.
Test Initiation
Support QA manager in test initiation phase on the requirement analysis and test effort estimation
Test Plan
Review and understand the project-specific business requirement
Document the question and get the answer using clarification trackers/ walkthrough
Identify the testable requirements, impacted application, and process
Identify the test environment and test data requirements
Map the requirement in the traceability metrics
Raise the test environment and test data requests
Prepare the test cases and peer review
Participate in the test review walkthroughs and capture the review comments
Incorporate the review comments and baseline the test plan artefacts
Test Execution
Participate in the daily stand-up and raise the concerns and recommendations (if any)
Work on test allocation based on the entry criteria
Capture the test results and log the defects as per the defined template
Participate in the defect triage and identify the resolutions with the help build team
Retest and close the defects
Support QA manager on the daily reports
Periodically review the test results and traceability metrics and work with QA manager on any deviation
Test Closure
Review the traceability metrics and organise the test artifacts in the designated folders
Review the exit criteria and update the checklist
End state the defects with appropriate remarks
Prepare the test summary report data points
Participate in the retro / lesson learnt session and contribute
Skills
Must have
Required Skills & Experience:
Overall 7+ years of experience as a Test Analyst.
Strong experience testing Experian PowerCurve, or similar decisioning platforms (e.g., FICO).
Exposure to PowerCurve workflow configurations (email/SMS/letter) decision trees, and route logic.
Familiarity with data validation in complex relational databases (SQL queries).
Understanding of loan lifecycle, credit/debit card operations, financial hardship, arrears handling, and communication channel prioritization (SMS, email, Letters).
Experience in client facing IC role.
Exposure to SDLC and STLC
Banking Experience in Lending is mandatory, and good understanding of loan lifecycle
Strong Experience in the testing of Core Banking System
Test methodology
Waterfall, Agile, and DevOps
Testing expertise
Requirement gathering, Test planning techniques, Defect management
Exposure to collaboration tools
ex, Jira, Confluence, Teams SharePoint
Exposure to test & defect management tools
ex, qTest and Jira
Clear understanding on test governance
Agile Methodology/ Kanban preferred
Core Banking System
Lending/ financial hardship processes
Payment Processing
Retail Banking
Nice to have
Knowledge of Australian Banking compliance systems is a plus.
Automation testing experience is an advantage.
Other
Languages
English: C1 Advanced
Seniority
Senior
Pune, India
Req. VR-115550
Manual Testing
BCM Industry
08/07/2025
Req. VR-115550