R&D Business Analyst

SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms.

Business Analysis skills:

• Functional expertise and proven competencies in the Lending domain is a must, particularly in the Wholesale and Commercial Finance. Exposure in Auto Servicing (Loan/Lease) for banks/captive finances coupled with good analytical skills is an added advantage
• Knowledge of Corporate Lending, Commercial loan/lease originations, credit, pricing, loan servicing, collections and accounting with expertise in at least one of the areas
• Proficient in understanding process/product requirements and converting those into functional requirements/specifications while ensuring they are in line with the business objectives
• Strong communication skills and strong client facing skills
• Adept in conducting Gap Analysis with client requirements and legacy product to ensure that the proposed model is supported by the system
• Extensively document user stories
• Proficiency to adapt agile methodologies and processes: Effectively co-ordinate with cross-functional/cross located agile teams
• Carry out feasibility studies and coordinate with technical teams to complete acceptance criteria and provide support to develop/enhance the product
• Work in collaboration with the QA (Quality Assurance) team to review all test scenarios and test cases to ensure maximum coverage of business functionality
• Prepare and communicate periodic reports detailing Team's progress on the work assigned. Proactively highlight any foreseen risk with respect to the deliverables
• Provide business requirement specifications walk-through to project stakeholders and conduct turn-over sessions with business users
• Makes recommendations to improve business processes and provide financial or operational business related analysis and research to support business goals
• Assisting junior/other business analysts in functional and product knowledge and providing domain-related expertise to Delivery Teams
• Uses regulatory norms and business processes as guidelines to arrive at the solution while ensuring process adherence
• Keeping oneself in regular touch with new / changing trends in Auto Finance Industry

Product and IT related experience:

• Experience of requirement gathering, solution, design and implementation of any leasing or lending product (LoanPath, Finnone, Finacle , InfoLease, Odessa, LeaseWave, FLEXCUBE, etc.)
• Ability to understand and provide solutions for data migration and integration
• Good working knowledge of SQL (queries)
• Fundamental understanding of database design concepts
• Oversight of the change-management process (data conversion, user training, integration…)
• Own and execute configurations in line with business requirements
• Implementation and reconciliation support to business users and stakeholders

Total Experience Expected: 04-06 years

• B.Com / B. Tech/ B. E./ + MBA (Finance) with 3-7 years’ experience.
• Bachelor’s degree in Accounting, Finance, Statistics, or Economics with a Master’s in Business Administration or a similar field would be preferred.
• Customer facing skills and stakeholder management experience are key attributes of the role.

Additional Information