Associate - Digital Lending Product Owner & Business Analyst - Wealth Management

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. In addition, Morgan Stanley Wealth Management is one of the world's largest networks of Financial Advisors.

The Wealth Management Platforms organization manages digital platforms and experiences across the Advisor, Workplace and Direct channels, ensuring that our capabilities lead the industry and are delivered and integrated seamlessly. Within the Wealth Management Platforms Organization, Digital Lending Platform Team is responsible for building an industry-leading, highly automated lending platform supporting the next phase of growth of Securities Based Lending, Tailored Lending and Mortgage Businesses.

We are hiring for a talented product manager with a passion for building innovative technology. This is a highly collaborative role, where you will work closely with our team of digital product managers and partner with designers, engineers, operations, credit, finance, and business stakeholders to transform the experience for all our customers.

Position Summary

> Work in a fun, fast paced environment designing new and improved technology for our clients and internal staff

> Design innovative new products with market leading competitive advantages that revolutionize the way people manage and spend their money

> Work with technology, business, and control partners to define and write requirements

> Engage in end user research, and use data analysis to inform requirements writing, and wireframe design of new products

> Present findings and project updates to executive leadership and key stakeholders

> Lead Agile product management teams, collaborating with design, research, technology, legal and compliance team and driving decision making across cross-functional group is preferred.

> Collaborate with cross-functional teams including legal, compliance, risk, technology and operations to enhance processes and streamline lending product related workflows

> Diagnose and resolve any technical issues or system errors that may arise within the lending pricing platform Experience

> 2-5 years of professional experience in technology product management and design (with a focus on data-driven products preferred)

> 2-5 years of professional experience in the wealth management, retail banking, and/or consumer financial technology

> Knowledge or experience with fixed income securities and lending products

> Ideally have experience in building complex internal systems with a focus on underwriting, credit risk management or pricing

> Experience with software business analysis required

> BA/BS required

Skills/Abilities

> Professional experience in consumer technology, banking, wealth management and /or top tier consulting firm

> Strong attention to detail in both technical and non-technical capacity

> Focus on usability and eye for design

> Excellent relationship building capabilities with partners both internal and external to the organization

> Independent initiative and comfort working in a fast-paced environment

> Strategic thinker able to define and evaluate alternatives, and translate goals into specific project tasks

> Excellent communicator with solid written and verbal presentation skills

> Highly developed sense of ownership and accountability for work

> Ability to adapt to change and evolving business needs

> Ability to measure a given business problem in order to both quantify the issue and the benefits from the technology solution

EOE M/F/D/V Committed to Diversity

What You Can Expect From Morgan Stanley

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.