Business Analyst

Responsibilities

• The job would involve the following (but not restricted to):
• • Risk Management systems/ solutions- Product / Application development support
  • Understanding requirements, preparing the Business requirement document and coordinate with internal teams to facilitate product development
• Project management of complete project cycle
• • Internal & external stakeholders management
• Market Analysis : Conduct market research and analysis to identify opportunities, trends, and challenges to launch new product for rural households.
• Portfolio Analytics :
• • Deep dive into different parameters that effect overall health of loan portfolio
  • Define a correlation of the parameters with delinquency.
  • Prepare dash board and define actionable
  • Monitor and track branch triggers
  • Prepare dashboards for business reviews and identify gaps in implementation at branch level
  • Prepare and implement incentive policy for driving business through branches
• Cross sell :
• • Identify cross sell opportunity and define rule engine for the same.
  • Automation of the rule engine
  • Daily Monitoring and tracking of the eligible leads through automated dashboard
  • Preparing and training of sales force on sales pitch
• Documentation and Training :
• • Create and maintain technical documentation, user guides, and training materials to facilitate knowledge transfer, improve user proficiency, and promote self-service support.

Skills

• Essential:
• • Experienced professional in the area of Credit Risk Assessment/ Credit Lending/ Retail Lending/ Credit rating models
  • Hands-on experience of the implementation or development of a Loan origination system or a Credit Rating/Scoring engine
  • Corporate credit/ Retail Credit knowledge & experience
  • Experience in the development & implementation of risk management products/ solutions/ systems (full SDLC)
  • Good understanding of Financial software systems
  • Project management and liaison skills / Stakeholder management
  • Prowess in documenting business requirement specifications, and excellent communication skills to manage senior management presentations
• Good to Have:
• • Exposure on the digital lending channels in BFSI sector
  • Prior experience in BFSI organisations
  • Relevant certifications such as FRM, CFA, PRM
  Experience in development/implementation of mobile banking/digital lending apps
  

Qualifications Business Management Post Graduate, preferably in Finance specialisation (MBA or equivalent) with graduation in Engineering (Computers/ IT) At-least 3 years of work experience. Techno – Functional expertise as per above criteria