Data Scientist

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds, and make a meaningful impact, we want to hear from you.

Synopsis of the role

Join our Banking and Lending Analytics group as a Data Scientist, where you'll play a pivotal role in Building Custom Risk models, Validating the Risk models and doing in-depth Customer oriented tailored Analytical solution. Collaborate with teams to Build, validate, and enhance AI and ML models that serve the needs of our clients and help consumers live their financial best.

What you’ll do

• Build various Custom and POC models on different data assets.
• Use different AI/ML techniques like Logistic regression, XGB and Neural networks model to see the better lift
• Create model development data (Understand Target variable, Observation window and data biasness)
• Collaborate with stakeholders to improve model performance, interpret results, and provide actionable insights.
• Utilize advanced statistical and machine learning techniques to analyze complex data sets.
• Contribute to the design and execution of model development and QA processes.
• Stay current with industry best practices and regulatory guidelines related to Credit Risk models
• Collaborate with a team of innovative data scientist to identify areas of Model building that can be automated and develop solutions to increase efficiency and quality
  
  

What Experience You Need

• Understanding of key business and risk KPIs for retail banking products.
• 3 years’ experience in handling BFSI analytics/Risk models/GCP
• Credit risk modeling development experience is a must.
• Python/SQL coding experience is a must have technical skill.
• Retail Banking Products modeling development experience is good to have.
• Strong knowledge of statistical methods, machine learning techniques, and data visualization tools.
• Excellent communication skills to convey complex findings to non-technical stakeholders.
• Highly analytical with experience of working in teams.
• Self-starter with high energy levels and ability to work in a fast-paced environment.
• In-depth business & risk understanding.
• Adaptability to work in project- based engagements across different kinds of banking clients.
  
  

What Could Set You Apart

• Energetic & international work environment.
• Young, enthusiastic and highly collaborative teammates. Learn from and work with some of the brightest minds in banking.
• lending, credit risk and marketing analytics space - both in India & International.
• Fabulous opportunity to work with some of our largest Customers (Banks and Credit Unions in USA)
• Chance to use cutting-edge statistical/modeling tools across literally hundreds of data assets.
• Offices located in the center of Bangalore & Mumbai.
• Opportunity to make an impact in the fastest growing Data & Tech bureau.
• Equifax D&A University: skill lab, group & individual learning.
  
  

We offer a hybrid work setting, comprehensive compensation and healthcare packages, attractive paid time off, and organizational growth potential through our online learning platform with guided career tracks.

Are you ready to power your possible? Apply today, and get started on a path toward an exciting new career at Equifax, where you can make a difference!

Who is Equifax?

At Equifax, we believe knowledge drives progress. As a global data, analytics and technology company, we play an essential role in the global economy by helping employers, employees, financial institutions and government agencies make critical decisions with greater confidence.

We work to help create seamless and positive experiences during life’s pivotal moments: applying for jobs or a mortgage, financing an education or buying a car. Our impact is real and to accomplish our goals we focus on nurturing our people for career advancement and their learning and development, supporting our next generation of leaders, maintaining an inclusive and diverse work environment, and regularly engaging and recognizing our employees. Regardless of location or role, the individual and collective work of our employees makes a difference and we are looking for talented team players to join us as we help people live their financial best.

Equifax is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.