Principal Software Engineer

Overview

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies
14+ years of hands-on experience in software engineering, with a proven track record of delivering impactful, multi-team technical projects.
Proficiency in one or more programming languages: Java, Scala, C#, C++, or Python.
Experience with relational databases (Postgres, MySQL, SQL Server, Oracle) and NoSQL data stores at scale.
Expertise in developing production-grade RESTful APIs and microservices.
Familiarity with cloud-native applications using Docker & Kubernetes, as well as on-premise solutions.
Strong understanding of data structures, algorithms, and complexity analysis.
Solid grasp of software design principles, architectural best practices, and writing well-tested, high-quality code.
Advanced knowledge of multi-threading, memory management, and query processing.
Passion for ensuring application scalability, availability, reliability, security, and cost-effective execution.
Resilience and adaptability in navigating organizational and technical change.
Deep knowledge of testing strategies and system health maintenance for complex systems.

Education
Bachelor’s or Master’s degree in Computer Science, Engineering, or a related discipline—or equivalent professional experience.

Responsibilities
Define and execute multi-year, multi-team technical strategies with measurable business impact.
Deliver large-scale, high-stakes projects while managing complexity and ambiguity.
Drive alignment across teams and the broader organization to prioritize customer-centric outcomes.
Exercise sound technical judgment to influence roadmaps and strategic decisions.
Mentor engineers across teams, fostering a growth mindset and technical excellence.
Build and maintain robust software architectures with scalability and flexibility for evolving use cases.
Act as a role model by demonstrating collaboration, innovation, and Moody’s core values.
Lead change management initiatives and embrace ambiguity to drive innovation.
Create and implement solutions that balance short-term needs with long-term organizational goals.
Engage in both technical and non-technical decision-making, achieving consensus across diverse viewpoints.
Anticipate and address technical challenges while proactively managing risks.
Develop and communicate clear technical narratives to influence stakeholders.
Partner with product teams to align technical trade-offs with customer value.
Lead technical discussions, reviews, and documentation to ensure design quality and strategic alignment.

About the Team
You’ll be part of Moody’s Insurance Solutions, where we develop cutting-edge software, sophisticated models, and advanced analytics to power risk quantification for the global multi-trillion-dollar P&C market. Our mission is to help organizations manage risks from natural and human-made catastrophes—including hurricanes, earthquakes, floods, wildfires, terrorism, cyber threats, climate change, and pandemics. We value innovation, collaboration, and technical excellence in solving real-world challenges.

For US-based roles only: the anticipated hiring base salary range for this position is Rs4,974,300.00 - Rs8,331,900.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role may be eligible for a completion bonus. Moody’s also offers insurance and a discounted employee stock purchase plan for limited duration employees.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.