Pune, Maharashtra, India
Information Technology
Full-Time
KreditBee
Overview
Location : Bangalore
Experience : 3-4 years in Data Analytics (preferably in Fintech/NBFC Lending)
Role Summary
The Senior Data Analyst will play a pivotal role in shaping the LAP portfolio strategy by delivering data-driven insights across credit, collections, customer behavior, and channel performance. You will collaborate cross-functionally with Product, Credit, Risk, and Technology teams to optimize end-to-end lending operations.
Key Responsibilities
Business & Performance Analytics :
Experience : 3-4 years in Data Analytics (preferably in Fintech/NBFC Lending)
Role Summary
The Senior Data Analyst will play a pivotal role in shaping the LAP portfolio strategy by delivering data-driven insights across credit, collections, customer behavior, and channel performance. You will collaborate cross-functionally with Product, Credit, Risk, and Technology teams to optimize end-to-end lending operations.
Key Responsibilities
Business & Performance Analytics :
- Develop real-time dashboards and reports to monitor LAP disbursements, sourcing funnels, and collection efficiency.
- Provide deep-dive analysis on key metrics like yield, NPAs, bounce rates, TATs, and approval/rejection ratios.
- P&L analysis with actionable insights
- Work closely with the credit and risk teams to refine underwriting rules using data.
- Analyze borrower profiles to optimize approval rates and minimize delinquencies.
- Build early warning systems for identifying at-risk accounts and segments.
- Segment customers using demographic, financial, and behavioral data to drive better targeting and engagement.
- Analyze DSA and channel partner performance; optimize sourcing efficiency and partner payouts.
- Monitor cross-sell, top-up to identify growth opportunities.
- Evaluate pricing effectiveness using portfolio performance and competitor benchmarks.
- Analyze impact of product changes on conversion, risk, and profitability.
- Use funnel data to identify drop-offs and TAT issues in the digital LOS/LMS journey.
- Recommend workflow enhancements to improve user experience and reduce operational frictions.
- Build and maintain models for credit risk, prepayment, bounce prediction, etc., using machine learning or statistical techniques.
- Leverage alternate data sources (GST, bank statements, bureau data, property valuation) for deeper insights.
- Bachelor's/Master's degree in Statistics, Mathematics, Computer Science, Economics, or similar field
- 3-4 years of analytics experience in lending - ideally with a Fintech, NBFC, or Digital Lending platform
- Strong command of SQL and Python for data analysis and modeling
- Experience with BI tools like Power BI, Tableau
- Understanding of LAP-specific metrics (LTV, FOIR, property type impact, delinquency buckets, etc.)
- Exposure to LOS/LMS/lending systems
- Strong business acumen, with the ability to convert data into strategy
- Experience working in agile, cross-functional product and tech environments
- Experience with alternate underwriting data (e.g., GST, bank statement parsing, social data)
- Exposure to bureau data analytics (CIBIL, CRIF)
- Familiarity with property verification technology, or geolocation-based analysis
Similar Jobs
View All
1 Day ago
Software Engineer
Information Technology
- 900000 - 900000 INR - Yearly
- Noida, Uttar Pradesh, India
Job Title: MERN Stack Developer Location: Noida (On-site) Experience: 2 – 3 Years Working Days: 6 Days a Week Budget: Up to ₹9 LPA About GoodSpace GoodSpace is an AI-powered HR Tech platform revolutionizing how companies discover, evaluate, and hire...
1 Day ago
Associate Software Developer in Gautam Buddha Nagar, Noida
Information Technology
- Noida, Uttar Pradesh, India
Are you a talented and ambitious Java Developer looking to take your career to the next level? Namekart is seeking a dynamic Associate Software Developer to join our innovative team in the NOIDA office.As an integral member of our software developme...
1 Day ago
DevOps Engineer
Information Technology
- Noida, Uttar Pradesh, India
Job Title: Dev Ops EngineerStreamGradeReporting ToLocationSoftware Development ManagerBangalorePurposeThe DevOps Engineer will be responsible for designing and maintaining robust automated build systems, managing source control repositories, and int...
1 Day ago
Software Developer
Information Technology
- Noida, Uttar Pradesh, India
Role Description This is a full-time remote role for a Software Developer at Employer Connect. The Software Developer will be responsible for designing, developing, and maintaining software applications. Day-to-day tasks include writing clean, scala...
1 Day ago
Java Developer
Information Technology
- Noida, Uttar Pradesh, India
Responsibilities Design, develop, and maintain high-quality Java-based microservices using frameworks like Spring Boot. Implement and manage Apache Kafka for messaging, event streaming, and real-time data processing. Collaborate with cross-functiona...
1 Day ago
Technical Lead
Information Technology
- Noida, Uttar Pradesh, India
Job DescriptionNokia’s Network Services Platform (NSP) is the network automation platform of choice for the world’s most advanced communications service providers, and as a Senior Software Engineer on the Network Automation team, you'll leverage you...
1 Day ago
Expert DevOps Engineer
Information Technology
- Noida, Uttar Pradesh, India
This job is with Finastra, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Who are we?At Finastra, we are a dynamic global provider of open...
1 Day ago
WordPress + PHP Developer
Information Technology
- 180000 - 180000 INR - Yearly
- Noida, Uttar Pradesh, India
Experience: 1-2 Years in PHP WordPress Budget : INR 1.8LPA - 3LPA Develop and maintain WordPress-based websites and custom themes/plugi ns.Work with PHP, MySQL, HTML5, CSS3, JavaScript, and jQue ry.Integrate third-party APIs and troubleshoot is...
Talk to us
Feel free to call, email, or hit us up on our social media accounts.
Email
info@antaltechjobs.in